Money

[bertine]

gwangi and I have been having this conversation lately about where we should have our money when we merge our finances more.*

I have only ever "banked" at a credit union and Zach thinks we should go to a regular bank because he want more access to ATMs, branches and places to deposits checks.

What I like about the credit union is that I have had good customer service there in the 20 years I have an account there and they have handled my two mortgages, one of my car loans (the other one was with the dealer) and my credit card with them has a good interest rate and points that I use to get rewards.

I don't know what a bank does for you other than have a lot of locations and do shady things.


*I am not sure how much we are going to merge them yet but we are going to have some joint stuff and I am pretty sure we are going to put everything at the same "bank" because writing checks back and forth is annoying.

Comments

[isitthegenes.livejournal.com]

You could have the best of both worlds - Last I checked, you can direct deposit into multiple accounts. With smart budgeting and awareness of shared expenses, you can each keep the accounts you have and one dedicated to the expenses that require checks/electronic bill pay.

On a related note - it's a very good sign to be talking about finances early...Money issues is the second leading issue in relationships...second only to halitosis.