Money

[bertine]

gwangi and I have been having this conversation lately about where we should have our money when we merge our finances more.*

I have only ever "banked" at a credit union and Zach thinks we should go to a regular bank because he want more access to ATMs, branches and places to deposits checks.

What I like about the credit union is that I have had good customer service there in the 20 years I have an account there and they have handled my two mortgages, one of my car loans (the other one was with the dealer) and my credit card with them has a good interest rate and points that I use to get rewards.

I don't know what a bank does for you other than have a lot of locations and do shady things.


*I am not sure how much we are going to merge them yet but we are going to have some joint stuff and I am pretty sure we are going to put everything at the same "bank" because writing checks back and forth is annoying.

Comments

[damncutekitty.livejournal.com]

I have been a credit union customer for so long, I can't imagine being at a regular bank anymore. I don't trust banks!

I was bummed about the ATM situation when I switched from Trustone to Affinity. Trustone lets you make deposits at any Wells Fargo ATM.

[bertine.livejournal.com]

Affinity used to be that way but then they switched for some reason last fall. I don't know why!

[grenacia.livejournal.com]

I bank at Affinity, they used to have that arrangement with Wells Fargo ATMS. Now they've switched things around and I can use any ATM in a USBank for free, but I can't deposit checks at them.

[bertine.livejournal.com]

I usually just get cash at the grocery store or target so that doesn't bug me. I just wish I could deposit checks easier.