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gwangi and I have been having this conversation lately about where we should have our money when we merge our finances more.*I have only ever "banked" at a credit union and Zach thinks we should go to a regular bank because he want more access to ATMs, branches and places to deposits checks.
What I like about the credit union is that I have had good customer service there in the 20 years I have an account there and they have handled my two mortgages, one of my car loans (the other one was with the dealer) and my credit card with them has a good interest rate and points that I use to get rewards.
I don't know what a bank does for you other than have a lot of locations and do shady things.
*I am not sure how much we are going to merge them yet but we are going to have some joint stuff and I am pretty sure we are going to put everything at the same "bank" because writing checks back and forth is annoying.
