bertine ([personal profile] bertine) wrote2005-07-16 01:12 am

(no subject)

panic is totally setting in now.

what if i can't get the loan, what if i can't afford this, what if she is trying to screw me, what if i have to walk away from this, what if the assholes that fixed my car did it wrong and it falls apart? what if i bounce some stuff since i have to come earnest money by next thursday and i just had to pay 1000 dollars for my car?

jenni, i am serious how broke i will be for a couple weeks there. i am starting to feel the way i felt before i went back to full time work.

i must breathe

[identity profile] sacramentalist.livejournal.com 2005-07-16 06:37 am (UTC)(link)
B. It sounds like these things our out of your control.

Yes, take a deep breath. It will be all right!

[identity profile] bertine.livejournal.com 2005-07-16 06:48 am (UTC)(link)
i hate things that are out of my control.


i know the exact day i felt like this before: http://www.livejournal.com/users/bertine/72409.html

i remember waking up that morning and bawling my eyes out because I was totally in the hole. I had never been that bad off before. but then two weeks later i had a new job and everything was good.

once i get the purchase agreement with a date to close i'll be ok i think. i just have this fear that they will want an open ended thing while they look for a house but I don't want to have to pay earnest money if that is true.

[identity profile] sacramentalist.livejournal.com 2005-07-16 10:29 am (UTC)(link)
Gee pal. I wish I knew how to talk you down. Just remind yourself that it'll be fine very soon.

As you know, a mortgage is "good debt". I mean, sure, it sucks to owe money, but you get used to it. Sort of. I never forget I owe money. I'm counting down my car loan in my LJ info, fer crissake.

I once had a really bad day when I was doing some math. I was figuring out my monthly costs and I calculated how much it costs me to live. Per hour. DON'T DO THIS!

Yawn! I'm going back to sleep.

[identity profile] bertine.livejournal.com 2005-07-16 12:33 pm (UTC)(link)
i have done that. figured out how much it costs me per hour.

i also figured out how much i have extra to spend per hour and i tend to judge every thing i buy with home many hours of work that would be.

this mortgage will endup being worth a year and a half of work (at 40 hours a week).

I AM INSANE.

i am felling much better now though, i am thinking it just needs to be less hot.

hi...totally unrelated...

[identity profile] saraphunk.livejournal.com 2005-07-16 01:00 pm (UTC)(link)
hey.

so while i'm stoked that i will have extra room to sleep within (!!!), i wanted to ask you for your IM handle again.

is it secretbertine as indicated on your info page?

--sara

Re: hi...totally unrelated...

[identity profile] bertine.livejournal.com 2005-07-16 01:46 pm (UTC)(link)
lol

it is secretbertine but i have it set up so you have to be on my list to see me (hence the secret part)

i thought you were on my list but i guess i didn't

you are added. woo!

[identity profile] chelejean.livejournal.com 2005-07-16 02:01 pm (UTC)(link)
just breathe... it'll be okay!

i went through the same panic a couple of months ago. i think everyone does, everytime they buy a house! just think - you already have experience!

you can totally do this.

let me know if Jenni approves!

and i will be there for the demo/construction party for sure!

[identity profile] bertine.livejournal.com 2005-07-16 09:02 pm (UTC)(link)
i am so excited again! it was just a blip of worry.

we talked about closing dates too!

[identity profile] f-o-n-y.livejournal.com 2005-07-16 02:06 pm (UTC)(link)
the gigantic difference between last time and this is that now you have a steady, well-paying job. the brokeness is temporary and it'll just be a matter of adjusting. you're good at budgeting and sticking to it. also, the condo is an investment that will pay you back.

in other news, i need brunch.

[identity profile] bertine.livejournal.com 2005-07-16 02:15 pm (UTC)(link)
i need brunch too.

i need a shower first

[identity profile] f-o-n-y.livejournal.com 2005-07-16 02:17 pm (UTC)(link)
call me when you guys are leaving. imma get me some coffee. I CANNOT WAIT THAT LONG.